Recreational Vehicle Insurance in Worthington, OH & Delaware, OH

Unlike regular car insurance, recreational vehicle (RV) insurance may cover incidents and risks associated with living in an RV. Contact Ankrom Agency to learn about building your custom policy.

What Does RV Insurance Cover?

RV insurance policies often consist of multiple coverages that address the various needs of RV owners. Essential options include the following:

Collision coverage may pay for repairs if your RV is damaged in a crash.
Comprehensive coverage may cover non-collision incidents like fire, theft or vandalism.
Liability coverage may compensate for third-party injuries or property damage you cause in an accident.
Personal belongings coverage may cover items inside your RV, such as camping gear, appliances and electronics, if damaged by a covered event.
Uninsured/underinsured motorist coverage may cover medical bills, repairs and other costs if you get in an accident with an at-fault driver who lacks liability coverage.

Questions to Ask Before Buying RV Insurance

Before purchasing RV insurance, it’s important to evaluate your specific needs and how you plan to use your RV. Here are some questions to consider:

What type of RV do you have, and how does that affect your insurance needs?
How often will you use your RV—occasionally or as a full-time residence?
What personal belongings will you keep in the RV, and how much coverage do they need?
Will you travel across state lines or internationally, and is coverage available in those areas?
Where will you store your RV when it’s not in use, and can that impact your premium?
Do you want additional coverage like roadside assistance or emergency lodging coverage?
What deductible are you comfortable with, and how does it affect your monthly premium?
Is the insurance provider reputable and known for good customer service and claims handling?

Secure a Policy Today

For personalized advice on RV insurance, contact Ankrom Agency today. Our team can help you find the appropriate policy.