Condominium Insurance in Worthington, OH & Delaware, OH

Owning a condo is a major investment—having condominium insurance is essential to protect it. This insurance can cover your personal belongings and the interior of your unit from risks like theft, fire and certain natural disasters. Without it, you could incur significant financial losses.

At Ankrom Agency, we provide customized condo insurance policies to suit your specific needs. With our expertise and dedication to customer satisfaction, we are your trusted provider of reliable condo insurance.

What Do Condo Policies Cover?

Condo insurance typically covers the following:

• Personal property may include coverage for your belongings inside the condo, such as furniture, electronics and clothing.
• Dwelling coverage may cover the interior structure of your condo, including walls, floors and fixtures, depending on your homeowners’ association (HOA) rules.
• Liability protection may provide coverage if someone is injured while in your condo or if you accidentally damage someone else’s property.
• Loss of use may cover additional living expenses if your condo becomes uninhabitable due to a covered event, such as a fire or severe storm.
• Medical payments may cover minor medical expenses for guests injured in your condo, regardless of fault.

How Much Does Condo Insurance Cost?

The cost of condo insurance varies based on location, the value of your personal property and the coverage limits you choose. However, premiums can be higher in areas prone to natural disasters or if you opt for more comprehensive coverage.

How Does It Work?

Condo insurance may provide financial protection against covered risks. In the event of a loss, you file a claim with your insurance provider. After assessing the damage, the insurer may reimburse you for the covered losses minus any deductible.

Where to Get Condo Insurance

You can obtain condo insurance from various providers, including national insurance companies, local agencies and online platforms. It’s essential to compare quotes and coverage options to find the best policy for your needs.

For the best insurance solutions, consider Ankrom Agency. Contact us today or request a free quote.