Watercraft & Boat Insurance in Worthington, OH & Delaware, OH
Boating is a favorite pastime for many in Worthington, OH & Delaware, OH. But even the most experienced boaters can face unexpected challenges, such as accidents or theft. That’s where boat insurance comes in. At Ankrom Agency, we help local watercraft owners explore policy options that reflect their boat type and storage habits.
What Does Boat Insurance Typically Cover? 
A boat insurance policy can be customized based on how and where you use your vessel. While its specifics vary, it typically includes the following coverage:
- Physical damage coverage, which may help repair or replace your boat after a covered event like a collision, theft, fire or vandalism
- Liability coverage, which may cover third-party costs if you’re responsible for injuries or property damage while operating your boat
- Medical payments, which may apply to specific injuries sustained by you or your passengers
- Uninsured/underinsured boater coverage, which may help if an at-fault boater with insufficient coverage hits you
- Towing and assistance, which may assist with on-water breakdowns
Optional add-ons for trailers or high-value equipment, such as navigation systems and fishing gear, may be available.
What Should You Consider When Buying Boat Insurance?
When requesting a quote or reviewing your current policy, have the following information available:
- The make, model and value of your boat
- Whether you store your boat on a trailer, in a marina or dry dock
- Seasonal vs. year-round use, and where you typically operate
- Any lienholder requirements or marina-specific coverage rules
- Safety features, certifications or boater safety course completion, which may qualify you for discounts
Our team is here to help you sort through your options and find a plan that fits your boating lifestyle.
Contact Us Today
Ankrom Agency provides insurance solutions at favorable rates. Contact our Worthington, OH & Delaware, OH office today to request a quote or speak with a local agent about your watercraft coverage.