What To Do if You’re in a Winter Weather Fender Bender in Ohio

Driving in Ohio during winter can be challenging. Icy roads and sudden snow squalls increase the chances of minor accidents. If you experience a fender bender in these conditions, knowing the steps to take can help keep you safe and make sure your auto insurance claim goes smoothly.

Stay Safe and Assess the Situation

Your safety comes first. If you’re involved in a minor accident:

• Move your vehicle to a secure spot such as the shoulder or a nearby parking area.
• Switch on your hazard lights to warn approaching drivers.
• Check for injuries and call emergency services if anyone needs medical attention.

Document the Accident

Accurate documentation is important for your insurance claim. Be sure to:

• Share your contact and insurance details with the other driver.
• Take photos or videos of the vehicles, any injuries or damage and the surrounding road conditions.
• Note the time, location and weather conditions at the scene.
• Gather contact information from any witnesses.

Report the Accident

In Ohio, filing a police report may be necessary, particularly when there are injuries or major property damage. Even for minor fender benders, it’s still generally a good idea to:

• Contact local law enforcement to confirm if a report is required.
• Notify your insurance provider promptly to start the claims process.

Contact Our Agency

Ankrom Agency supports drivers in Worthington, Delaware and throughout Ohio. Our team can help:

• Review your auto insurance policy and explain your coverage
• Guide you through the claims process and answer your questions

Contact us today with any questions about your coverage or to explore auto insurance options.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.